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借據如何有法律效力?
Aug 6th 2013, 15:59

借據是否要到法院去認證,才具有法律效力呢?不一定~簡單說雙方有借貸關係~借據無假造~債務人出於自由意志下親自簽名~就有效力了
對方若無法如期還款,才可能有法律來處理~~

那去法院認證其借據的效力 要怎麼做?不一定要到法院~也可由民間公證處作公證.

借據上只有借款人的親筆簽名,但無蓋章~
也有效嗎??親筆簽名比蓋章有用

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